Individuals living with dementia can require complex and long term care. Issues such as a lack of cognition and ability to assess risk, along with extremely challenging behaviour that poses a risk to themselves and others can result in a person with dementia requiring an exceptionally high level of care that will come with at a high cost if being paid privately.
Many are unaware there is funding provided by the NHS, continuing healthcare funding (NHS CHC) that will pay the cost of an individual’s care, in full, no matter what their financial situation. It’s not means tested and is decided on whether an individual’s need for care is primarily due to a health need. Financial factors such as their wealth or if they own a home are completely irrelevant and not assessed.
Unfortunately people with dementia aren’t automatically entitled to free care home fees or care costs. Individuals will need to undertake an assessment by the NHS to determine whether their condition means they have ‘primary health needs’ which are intense, complex or unpredictable in their nature. Applying for NHS Continuing Healthcare funding can be complicated and overwhelming and people who meet the criteria for funding can be incorrectly denied it.
How do I secure Continuing Healthcare funding for my relative with dementia?
If you have a relative with severe needs as a result of dementia you should not hesitate to contact our team of continuing healthcare funding experts. We have a free, no obligation telephone advisory service where we can answer any queries you have on continuing healthcare funding. If you wish, we can arrange a free assessment to discuss your individual circumstances in detail and provide guidance on whether there is a case for entitlement to Continuing Healthcare funding for your relative.